PL Insurance Simplified

FEMA Flood Map Updates effective January 29, 2021


On January 29, 2021, FEMA will finally announce flood map changes for Charleston-area residents. Overall, the new studies have shown a decreased risk of flooding for most areas of Charleston and more than 80,000 buildings have been re-zoned. In many cases, these changes will result in either a decrease in flood premiums; the flood insurance requirement becoming optional; or the ability to leave the private flood market and have access to FEMA flood offerings at a much more reasonable rate.  These map revisions will also affect builders and their new construction height requirements, most lower than the current standard.  Lastly, FEMA’s flood insurance rules for storm damage have been updated to state that homes needing repairs due to storm damage beyond 50% of their value have to meet FEMA’s base height requirement when repaired. To see the proposed new flood insurance rate maps, click this link

Please call us if you have any questions or concerns!


Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Peak Insurance Group is here and ready to make the process as painless as possible. We look forward to meeting you!

Call Email Claims Payments

Cookies Notice

We use cookies to personalize and enhance your experience on our site. Visit our Privacy Policy to learn more. By using our site, you agree to our use of cookies, as well as our Privacy Policy and Terms of Use. Click the X to close and agree.